Benefit from our Interchange Plus or Flat Rate options, designed to keep your transaction fees as low as possible.
There are two main components of interchange-plus pricing:
Interchange
The interchange fee is set by card networks like Visa and Mastercard. These fees are standardized and apply to all merchants, regardless of their payment processor
Plus
The “plus” refers to the markup added by your credit card processor on top of the interchange fee. This cost comes as a percentage fee and a transaction fee. With the interchange-plus pricing model, you pay a fixed markup on top of the card issuer’s fees. This model is typically more transparent and often results in lower processing costs for small businesses.
Interchange-plus pricing is favored by many small businesses for its transparency and potential cost savings.
Flat rate pricing
Flat-rate pricing simplifies the process by offering predictable rates for each transaction. This model eliminates the complexity of interchange fees, providing a clear, straightforward pricing structure. The main advantage of flat-rate processing is knowing exactly how much a transaction will cost in advance. Most flat rates include both a percentage and a fixed per-transaction fee, making it easier to manage and forecast expenses. This way, you can focus on running your business without worrying about hidden fees or surprises
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